OCBC INFINITY Cashback Card
Get 1.6% unlimited cashback on all eligible spend, no minimum required and no cap, plus a 1-year annual fee waiver for new applicants.
The OCBC INFINITY Cashback Credit Card is a leading choice for those who want fuss-free, unlimited cashback with no restrictions. Earn 1.6% on all eligible spending. No minimum monthly spend is required, and there is no cashback cap—for true peace of mind. New sign-ups benefit from a 1-year annual fee waiver, which further boosts your savings during the first year. The interest rate is 27.78% on purchases and 28.92% for cash advances. Minimum income of S$30,000 per year and age 21+ required.
How to Apply: A Step-by-Step Guide
Check that you meet the eligibility criteria – at least 21 years old, earning S$30,000 per annum. Prepare your NRIC and income documents.
Visit the OCBC application portal online and select the INFINITY Cashback Card.
Fill in your personal and financial details as prompted. Upload required documentation where necessary.
Review your application for accuracy, then submit online. You’ll receive updates via SMS or email once processed.
Upon approval, activate your card and enjoy unlimited cashback right away.
Pros of the OCBC INFINITY Cashback Card
The card offers a flat 1.6% cashback rate on all spending, so you never have to track category restrictions.
No minimum spending or cap is involved. Spend small or big, and you always earn cashback.
Cons to Consider
The annual fee of S$196.20 applies after the first year unless waived, which can add up if you do not use the card frequently.
Interest rates are relatively high at 27.78% for purchases. It is best to pay your bills on time to avoid fees.
Final Verdict
The OCBC INFINITY Cashback Credit Card suits those wanting a simple, rewarding cashback programme with no monthly cap or spending hurdles to clear. If you value ease and reliability in your rewards, this card is an excellent pick. High spenders and those who prefer no-fuss cashback will find it especially worthwhile. Always review your payment habits to ensure the card fits your needs.
