SingSaver Cashback Cards
Enjoy up to 18% cashback, unlimited rebates on select cards, low minimum income (from S$30,000), and exclusive Apple gifts for new applicants in 2026.
Singapore offers a wide variety of cashback credit card deals for 2026. The leading cards feature unlimited cashback, attractive welcome gifts, and competitive rates on daily spend.
Prominent options include the OCBC INFINITY Cashback Credit Card, DBS yuu Visa Card, Citi Cash Back+ Card, and HSBC Live+ Credit Card. These top picks offer up to 18% category bonuses or 1.6% to 1.7% flat cashbacks without caps.
Cardholders enjoy low minimum spends, annual fee waivers, and must meet minimum income requirements starting from S$30,000. Enjoy real savings on groceries, dining, transport, and more.
How to Apply Step-by-Step
First, choose your preferred cashback card by evaluating your spending habits and reviewing each product’s benefits.
Next, check the card’s eligibility criteria, including minimum annual income and age. Prepare your NRIC or passport and proof of income.
Visit the application page, fill in your information, and upload supporting documents. Many cards can be applied for fully online, expediting approval.
After submitting, wait for the approval notification via SMS or email. Approved applicants usually receive the card within seven working days.
If there is a welcome gift, follow the bank’s redemption instructions after meeting the required spend conditions.
Key Highlights: The Pros
Most recommended cashback cards in Singapore stand out due to uncapped rewards or high category returns on everyday expenses. You can earn significant real savings monthly.
Several offers come with generous sign-up bonuses and premium gifts like the latest Apple Watch or AirPods, making them highly attractive for new cardholders.
Potential Drawbacks: The Cons
Some cards require you to meet a minimum monthly spending (S$600–S$800) for bonus cashback, which may not suit every budget type.
Category-based cards often have monthly caps, so higher spenders might earn less than expected after crossing the threshold. Annual fees may apply after the first year.
Final Verdict: Is It Worth It?
The 2026 batch of cashback credit cards recommended by SingSaver is outstanding for anyone seeking reliable returns and valuable perks on daily spend. With the right card, you can easily offset your annual fees — or avoid them entirely.
By choosing the offer that matches your lifestyle and applying before the campaign ends, you can maximise your savings and enjoy exclusive sign-up rewards. Don’t miss the chance to boost your cashback and walk away with exciting gifts this year.
