National Australia Bank
Unlock up to 130,000 bonus Qantas Points and $250 cashback with competitive rates. Minimum credit limit is $15,000. Great for rewards seekers and frequent travellers.
The NAB Qantas Rewards Signature Card stands out for competitive earn rates and its lucrative introductory offer of up to 130,000 bonus Qantas Points plus a $250 cashback when you spend $5,000 on eligible purchases in the first 90 days and keep your card open for 12 months. The minimum credit limit is $15,000. Standard approval and eligibility conditions apply, and you’ll need to make minimum monthly repayments throughout. This card is tailored to high spenders and those who value travel rewards.
How to Apply
- Check you meet eligibility requirements and credit criteria.
- Complete the online application with your personal and financial details.
- Wait for approval by NAB.
- If approved, activate your card and start spending to meet the required threshold within 90 days.
- Keep your account active for at least 12 months to unlock your full points and cashback.
Advantages of the NAB Qantas Rewards Signature Card
You can earn large bonus points, ideal for frequent flyers looking to make the most of travel opportunities. The $250 cashback sweetens the deal, adding tangible value early on. The card offers ongoing Qantas Points on eligible purchases, perfect if you want to accumulate rewards efficiently on everyday spending. Strong security features and NAB customer support also add peace of mind.
Disadvantages to Consider
The main downside is the high minimum credit limit requirement of $15,000, which may not suit everyone. Also, the annual fee is on the higher side compared to basic cards. To truly benefit, you must meet the spending criteria within the set timeframe and maintain the account for over a year.
Verdict
If you can meet the minimum spend and credit limit requirements, the NAB Qantas Rewards Signature Card is one of the more enticing rewards offers in Australia. With a substantial bonus and cashback, it provides genuine ongoing value for frequent Qantas travellers and those looking to maximise rewards from everyday spending.
