Citi Cash Back+ Card
Enjoy unlimited 1.6% cashback on all eligible spend, instant approval, and no minimum spend or cashback cap. Ideal for maximising daily purchases with simplicity.
About the Citi Cash Back+ Card Offer
The Citi Cash Back+ Card is a standout for those who want effortless rewards. With 1.6% cashback on every eligible dollar spent, there’s no need to track categories or worry about monthly caps. Cardholders enjoy fuss-free savings directly credited to their statement each month. There is no minimum spend, making it accessible for all spending habits. Eligibility typically requires a minimum annual income—check bank conditions for exact figures.
How to Apply: Step-by-Step Guide
Start by preparing your NRIC and proof of annual income. Visit the Citi online application portal to fill in all required information. You can use SingPass MyInfo for swift verification. Make sure to review your details before submitting. Most applicants receive instant approval if all criteria are met, and your card will be sent to your address shortly after.
Key Advantages
The Citi Cash Back+ Card is straightforward—1.6% cashback all year round, no sign-up fuss. Cash rewards never expire, allowing you to accumulate savings for future use. Cardholders appreciate not having to worry about meeting monthly spend thresholds or missing out due to category exclusions. These perks make it a reliable daily card for both big and small purchases.
Things to Consider
While unlimited cashback is a strong selling point, the absence of boosted rates for select categories means heavy spenders on groceries or petrol might miss out on higher returns elsewhere. Also, keep in mind annual fees may apply after the first year unless a waiver is granted upon request.
Final Verdict
If simplicity and steady rewards matter most to you, the Citi Cash Back+ Card is a value-packed contender. Its reliable cashback on every spend makes it a go-to option for straightforward savings in Singapore.
