Westpac
Earn up to 150,000 bonus Qantas Points, enjoy 2 Qantas lounge passes yearly, and travel insurance. $370/year fee. Minimum spend applies for bonuses.
Explore the Westpac Altitude Qantas Black Credit Card Offer
The Westpac Altitude Qantas Black credit card stands out with a headline offer of up to 150,000 bonus Qantas Points. The current offer provides 90,000 bonus points after a $6,000 spend within 120 days and another 60,000 points after your first card anniversary with a further $6,000 spend in the following 120 days. The annual card fee is set at $370. Travel lovers will appreciate the complimentary overseas travel insurance and two Qantas lounge invitations each year. The card offers an earn rate of up to 1.2 Qantas Points per $1, making it an appealing option for frequent flyers and rewards seekers alike.
How to Apply: Step by Step
- Ensure you meet minimum eligibility (age, residency, income requirements).
- Gather proof of income, identification, and financial details.
- Visit the application page and complete the online form.
- Submit your documentation as requested.
- Wait for Westpac’s assessment and response.
Main Pros of the Westpac Altitude Qantas Black
The top advantage here is the generous bonus points offer, putting Qantas flights or upgrades within easy reach for many. Additional perks like travel insurance and complimentary lounge passes enhance the travel experience.
Furthermore, a competitive earn rate on eligible spend makes this card a daily rewards powerhouse if Qantas Points are your goal. Added protections, such as purchase protection and insurance policies, augment the card’s long-term value.
Cons to Weigh Before Applying
One drawback is the relatively high annual fee of $370, which means it suits those who are committed to maximising rewards or who travel frequently. Also, minimum spend requirements for bonus points are substantial, demanding disciplined spending to unlock the full benefit.
There may also be caps and category restrictions for earning points, so reading the full terms is crucial for optimising your points strategy.
Our Verdict
If your priority is collecting Qantas Points quickly and confidently, the Westpac Altitude Qantas Black ranks among the top options available. Strong bonuses, good earn rates, and genuine travel benefits help justify the annual fee for active cardholders.
