St.George Bank
Take advantage of 10% cashback (up to $500), and 6.99% p.a. on balance transfers for up to 36 months. Earn more with bonus point credit card options!
Introduction to the Vertigo Credit Card Offer
The St.George Vertigo Credit Card offers up to $500 cashback at participating supermarkets and petrol stations, with 10% cashback on purchases, capped at $500 in total.
It features a competitive balance transfer rate: 6.99% p.a. fixed for 12 to 36 months, depending on the promotion, with no balance transfer fee required when applied for at card application.
Eligibility requires that you are a new customer and have not held a St.George, Bank of Melbourne, or BankSA credit card within the last 24 months. Other conditions apply.
This credit card also includes standard features like fraud protection, Apple Pay, Google Pay, and Samsung Pay compatibility, plus flexible instalment plans to help you manage repayments.
Higher-tier bonus points are available through Amplify Platinum and Signature options, rewarding substantial spending with up to 200,000 points for eligible cardholders.
How to Apply: Step-by-Step
1. Visit the St.George Credit Card Offers page to review the Vertigo offer and eligibility requirements in detail.
2. Choose the Vertigo credit card product, selecting your preferred balance transfer or bonus points options if applicable.
3. Complete the application form, providing necessary details such as income, employment, and identification documents.
4. If you’re transferring a balance, enter the details of your current non-St.George cards as part of your application process.
5. Submit your application and await approval confirmation from St.George, and set up your online account to activate and manage your card once it’s received.
Pros: Cashback and Low Interest Offers
The standout feature is the substantial up to $500 cashback on supermarket and petrol purchases, making it ideal for families and regular commuters.
The balance transfer offer at just 6.99% p.a. for up to 36 months provides real relief for those consolidating higher-interest debt from other cards.
Cons: Eligibility and Spend Conditions
Only new credit card customers are eligible for most offers. If you’ve held a St.George, BankSA, or Bank of Melbourne card in the past 24 months, the offer is unavailable.
The cashback is capped and excludes gift card purchases, government payments, and some supermarkets, reducing potential rewards for some users.
Verdict: Who Should Consider the Vertigo?
The Vertigo card is excellent for those seeking both value from cashback and manageable balance transfer rates. It’s best suited for new customers planning significant everyday spend.
If you’re after a practical card with clear rewards, built-in protection, and payment flexibility, the St.George Vertigo is a very solid choice.
