All In Credit Union
Short-term loans from $200 to $1,000 at 28% APR, no credit check needed, and typically funds arrive in your account within 15 minutes.
The All In Credit Union Payday Assistance Loan, powered by CashPlease, introduces a convenient option for people needing short-term financial help. Offering loans from $200 up to $1,000, it stands apart with a competitive 28% APR, a 6-month loan term, and no credit check requirement. Applicants enjoy peace of mind knowing their eligibility is based largely on their standing as a primary account holder with All In Credit Union—not their credit report. There’s a $20 application fee, though it’s waived for those covered by the Military Lending Act.
How to Apply: Step by Step
- Visit the All In Credit Union Payday Assistance Loan section.
- Sign in to your account or create one if eligible.
- Select the loan amount between $200 and $1,000.
- Review and accept the terms (APR: 28%, loan term: 6 months, $20 application fee).
- Submit your application and await a decision, often within 15 minutes.
Pros of the Loan
No credit check is required, so your credit score is not impacted by your application, ensuring wider accessibility.
Funds are typically deposited within 15 minutes, allowing you to solve short-term cash flow issues quickly, even during off-hours.
Cons of the Loan
The $20 application fee is charged regardless of approval or acceptance, making it a non-refundable upfront cost borrowers should consider.
Your overdraft protection limit may be reduced if you have an active CashPlease loan, potentially impacting future transactions.
Final Verdict
The All In Credit Union Payday Assistance Loan is an accessible, affordable option for those needing quick, small-dollar loans from a reputable institution. Its transparent fee and rate structure make it stand out versus traditional payday lenders.
