Trust Bank Cashback Credit Card
Up to 15% cashback on your preferred category each quarter, plus unlimited 1.0% cashback on all other spend. $0 foreign transaction fees and attractive partner deals.
The Trust Cashback Credit Card makes a strong case for everyday spenders in Singapore. Cardholders can earn up to 15% cashback on a selected spend category, with a generous quarterly cap of S$250. On all other eligible spending, you get an unlimited 1.0% cashback instantly. An added bonus is the 0% foreign transaction fee, which is perfect for both travel and online purchases from abroad. Interest rates and credit limits are set based on your credit profile and the bank’s standard terms, so do confirm these during your application.
How to Apply for the Trust Cashback Credit Card
- Download the Trust App from the Google Play Store or Apple App Store.
- Sign up and submit your personal and financial details via the app.
- Choose your preferred cashback category for the quarter.
- Wait for instant approval and activate your card digitally.
- Start spending to begin earning cashback immediately.
Pros of the Trust Cashback Credit Card
Earning up to 15% cashback in your preferred category is one of the highest rates available in Singapore currently. Plus, the ability to switch categories every quarter gives you added flexibility based on your changing needs.
The unlimited 1.0% cashback on other eligible spend ensures every dollar works harder for you. The absence of any foreign transaction fee is a major win, especially for online shoppers and frequent travellers.
Cons to Consider
The 15% cashback is capped at S$250 per quarter, which may not be sufficient for larger spenders targeting big-ticket items. Cashback rates and spend tier requirements are subject to periodic changes, with revisions scheduled after March 2026.
There may be restrictions on which merchant categories qualify for the 15% rate, so it’s worth reviewing the full list before you select your category each quarter.
Verdict
The Trust Cashback Credit Card stands out for its high cashback potential and strong value proposition. If you’re looking for a card that adapts to your spending and offers solid savings on both local and overseas purchases, this card is definitely worth considering.
